HBF is Australia's most regarded health insurance provider. With over 900,000 members and a track record that spans over 70 years, HBF has been providing superior health cover for Australians. Every year HBF pays out billions of dollars in claims to members of the organisation. Through the non-profit structure adopted by HBF, members can enjoy lower insurance premiums, free health checks, free health apps, free fitness training sessions, and free fitness resources. They also enjoy substantial discounts on a wide variety of health, entertainment, pharmaceutical and travel expenses. Additionally, HBF provides top-notch insurance cover for homes, cars, boats, caravans, as well travel and life insurance.