Is the first-home super saver scheme worthwhile? What are the advantages and disadvantages of the First Home Buyer Super Saver Scheme? Only an award-winning Brisbane Mortgage Broker - North Brisbane Home Loans can provide you with all of your answers regarding this scheme. The first home super saver (FHSS) scheme allows you to save money for your first home within your super fund. The FHSS scheme does not currently have a time limit for withdrawing your additional contributions. This allows you to tailor your savings over time. To benefit from the First Home Owner Super Saver scheme, you must be a genuine first-time buyer in Australia.